Patient Resources

Flexible Financing for Every Smile

Don't let cost stand between you and the smile you deserve. We offer multiple financing options so you can start treatment today and pay over time — with plans that fit any budget.

Apply Now (813) 308-9489
Fast Approval Decisions
$0 Down Options Available
Low Monthly Payments
0% Interest Promotions
Financing Partners

Choose Your Financing Option

We partner with three trusted lenders so you can find the right fit for your financial situation.

Most Popular
🍒
Cherry
Instant decisions · No hard credit pull to apply
  • Apply in under 60 seconds
  • Soft credit check — no impact on your score
  • Plans from 3 to 24 months
  • 0% interest promotional options available
  • Flexible payment amounts to fit your budget
  • Use for any treatment amount
Apply with Cherry ↓
CC
CareCredit
America's healthcare credit card
  • 6, 12, 18, and 24-month promotional periods
  • No interest if paid in full within promo period
  • Accepted at millions of providers nationwide
  • Reusable credit line for future treatments
  • Easy online or in-office application
Apply with CareCredit →
FSA
HSA
FSA & HSA
Use your pre-tax healthcare dollars
  • Pay with pre-tax dollars — maximize savings
  • Accepted for all eligible dental services
  • Works alongside insurance or financing
  • Use your balance before it expires
  • No application needed — just bring your card
Call to Learn More →
Apply Now

Finance with Cherry

Apply in seconds — soft credit check, instant decision, and flexible monthly plans tailored to your budget.

Simple Process

How Financing Works

1

Choose a Lender

Select Cherry or CareCredit based on your needs — or use your FSA/HSA card at checkout. You can apply to more than one to compare your options.

2

Apply Online

Most applications take under 2 minutes and give you an instant decision — all from your phone or computer.

3

Get Treatment

Once approved, let us know and we'll apply your financing at checkout. Start your treatment the same day.

4

Pay Over Time

Make comfortable monthly payments directly to your financing provider at whatever schedule works for you.

What You Can Finance

Financing Works for Any Treatment

From routine preventive care to full smile transformations — financing makes it all accessible.

Invisalign®
Dental Implants
Veneers
Crowns & Bridges
Gum Treatment
Teeth Whitening
Composite Bonding
Full Smile Makeover
Common Questions

Financing FAQs

Cherry uses a soft credit pull to give you your initial approval — this does not affect your credit score. CareCredit may use a soft or hard pull depending on the plan you select.
Cherry and CareCredit typically provide instant decisions within seconds of submitting your application.
Cherry has no minimum treatment requirement. CareCredit may have minimums depending on the plan selected — typically $200 or more. Ask our team for details specific to your treatment plan.
Yes! You can use your dental insurance to cover its portion of the treatment cost and finance the remaining out-of-pocket balance. Our team will help you coordinate both to minimize what you pay upfront.
Cherry and CareCredit each have different approval criteria. If you're declined by one, we encourage you to try the other — they serve different credit profiles. Our team can also discuss alternative payment arrangements or an in-house payment plan.
Yes — we accept FSA and HSA cards for eligible dental services. This is often the most cost-effective option if you have funds available, since you're using pre-tax dollars. You can also use financing for any amount above your FSA/HSA balance.

Ready to Get Started?

Apply for financing today or call our office — we'll help you find the best payment option for your treatment plan.

Book a Consultation (813) 308-9489